{"id":2346,"date":"2026-09-10T13:32:26","date_gmt":"2026-09-10T13:32:26","guid":{"rendered":"https:\/\/www.studiolegalecruciani.com\/?p=2346"},"modified":"2026-10-05T14:53:51","modified_gmt":"2026-10-05T14:53:51","slug":"in-the-event-of-an-accident-with-an-uninsured-vehicle-you-can-still-obtain-compensation","status":"publish","type":"post","link":"https:\/\/www.studiolegalecruciani.com\/en\/sinistro-con-veicolo-non-assicurato-puoi-ottenere-comunque-il-risarcimento\/","title":{"rendered":"Uninsured vehicle accident: can you still get compensation?"},"content":{"rendered":"

Yes. If the person who caused the damage was driving without insurance, the compensation does not disappear: the Guarantee Fund for Road Accident Victims<\/strong>, required by law specifically for these cases. The application is not submitted to the Fund, but to the insurance company designated for the region where the accident occurred\u2014if the accident occurred in Rome, the one responsible for Lazio. Below, you'll find what is covered, what changes for damage to the vehicle, and what to do in the first few hours, which is the part that most impacts the outcome.<\/p>\n

What happens if the person responsible doesn't have insurance?<\/h2>\n

In Italy, every motor vehicle circulating on the road must be covered by a Third Party Liability (RCA) policy. Despite this requirement, uncovered vehicles continue to circulate, and the same protection mechanism applies when the perpetrator disappears and remains unidentified. In both cases, the victim is not left without protection: the Guarantee Fund steps in.<\/p>\n

What the Fund covers, and what changes for vehicle damage<\/h2>\n

For personal injury, coverage follows the standard settlement criteria, based on the injuries and consequences sustained. For property damage, however, the rules have some specifics: the Fund's intervention methods may vary depending on the specific circumstances of the accident and the type of vehicle involved. This is why each case must be analyzed item by item, verifying the damages that can actually be claimed.<\/p>\n

What to do immediately after the accident<\/h2>\n

When it turns out that the responsible vehicle may be uninsured, the quality of the evidence collected becomes crucial. Specifically:<\/p>\n